Sun Trust and BB&T Bank merged to form Truist Bank. It has become the sixth-largest commercial bank in the United States. The bank offers a diverse range of banking services from personal to business. Banks provide monetary support to customers through wealth management and loan services. You can open deposit accounts including savings accounts, CD accounts, or checking accounts. 

A routing number is composed of nine digits, it helps the customer ascertain where their money is being sent when it is transferred between banks in the U.S. They are also termed as ABA numbers. 

The numerical digits are situated at the bottom of the personal checks. Each digit within the code has a special significance in identifying financial transactions. This numerical string helps in the smooth processing of financial transactions. The importance of each digit is explained below: 

• First two digits: Verifying the bank or credit union accountable for clearing financial transactions. 

• • Next two digits: Highlight the bank’s processing center and its location. 

• Next four digits: The motto is to identify your bank. 
• Last digit: Represents the check digit, identifying the router’s number validity. 

Importance of routing numbers 

The customers must use the right number for the transactions. As the wrong number will transfer the funds into the wrong account. The truist routing number may be the same as the routing number from Sun Trust. Apart from all this, one must also know the role of routing numbers: 

• Verification of Financial Institutions

The use of the routing numbers has made the financial transactions smooth. With the increase in paper check processing, the routing numbers have made the identification process of issuing payments on checks easier. 

• Aiding Payment and Clearing Processes  

The routing number system also plays a pivotal role in ensuring smooth financial transactions. It allows banks to make the right payment to the patrons on behalf of the check-writers. If a check remains unfulfillable, the routing number assists the associated parties to the right bank for the payment resolution. This enhanced the processing of financial transactions, particularly in the case of the primary non-cash payment method. 

How to find your Truist Routing number? 

It might be quite difficult to go through the complexities of bank mergers, particularly when you are trying to access your routing number. Truist provides different methods to find your routing number: 

• Finding the routing number on a check 

The routing number is located at the bottom of the check. You can find the series of the nine digits printed over there. The digits after the routing numbers include your account and the check number. 

• Verifying your Bank documents 

The number can be found at the bottom of the personal checks or bank statements. 

• Connecting Truist directly 

One of the effective and fastest means of associating with Truist is by connecting with their customer service at 844-487-8478 and get the required assistance. 

• Online account access 

Sign in to your online banking account to find out the routing number. This information is generally present in the account details or settings section. 

Pro Tip: The convenient approach used to track down your bank’s routing number today is to follow the online method. You can generally find this information by signing in to your assured account. You can also track this number on the bottom left-hand side of any check issued to you from your bank. 

Why a bank might have multiple routing numbers?

The banks have multiple routing numbers for different purposes. A bank routing number remains the same irrespective of the transaction, domestic or international. The primary routing number is the same for the incoming wire transfers. Financial institutions including ACH transfers or direct deposits may use different routing numbers for other transactions. 

For instance, the Truist routing number for Florida is 263191387. 

You may also find that the routing numbers on the bank’s physical check differ from the primary routing numbers used for the wire transfers. The numbers on the checks are usually region—or branch-specific, which assists in routing checks to the right local branch for processing. This, in turn, allows the banks to have smooth check-clearing processes and ensure that the funds are transferred to the correct accounts. 

What is Truist Bank routing numbers for wire transfers? 

Truist Bank’s primary routing number is 061000104. This number is used for multiple banking transactions, however, it must be noted that due to mergers some banks might have another routing number, particularly those earlier with BB&T. 

What is needed for a Truist International Transfer? 

Truist lets you set up wire transfers using an online portal or through a bank representative. The sender will provide the following information to obtain an international wire transfer. These include: 

1. The amount of money being transferred.
2. The frequency of the transfer. 
3. The date of the money transfer. 
4. The reason for the transfer. 
5. Your banking credentials including the account number and the SWIFT code. 

They may also need to provide some of your personal information including your address. 

Concluding Lines

The banking customer must double-check that they have entered the correct routing number before proceeding further with the direct deposit, ACH transfer, or otherwise transfer money between the bank accounts. However, if the customer is unsure about the routing, account, or other relevant information, then they must contact the bank representative for taking necessary guidance. 

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